http://psd.tutsplus.com/tutorials/text-effects-tutorials/how-to-create-a-gold-text-effect-in-photoshop/
http://psd.tutsplus.com/tutorials/text-effects-tutorials/6-quickndirty-photoshop-text-effects-from-scratch/
http://psd.tutsplus.com/tutorials/text-effects-tutorials/quick-tip-add-a-frosted-background-to-photo-captions/